Cash Flow & AR Optimization
Protect liquidity. Improve collections. Strengthen working capital.
Even profitable businesses struggle with cash flow. Fast-growing companies, inventory-heavy brands, and businesses with wholesale customers face even greater challenges.
Insightful Growth Consulting builds cash flow systems that increase visibility, improve collections, optimize vendor payments, and bring financial stability back to your operations.
13-Week Cash Flow Model
We build a forward-looking cash flow model that updates weekly and gives leadership a clear understanding of liquidity.
Includes:
Rolling 13-week forecast
Scenario planning
Automated inflow/outflow categorization
Integration with AR/AP timelines
Cash runway visibility
Outcome: predictable cash needs and proactive decision-making.
AR Workflow + Collections Strategy
Most AR issues are systemic, not operational.
We design and implement:
Customer credit policies
Dunning/collections workflows
Automated reminders
Wholesale EDI workflow alignment
Root-cause analysis for disputes and chargebacks
Outcome: faster collections, lower aging, improved cash cycle.
AP Optimization
Payables must balance vendor relationships with cash preservation.
We implement:
Approval workflows
Payment batching
Cash disbursement strategy
PO-to-invoice matching
Vendor prioritization rules
Outcome: smoother vendor relations and predictable outflows.
Working Capital Stabilization
Working capital ties together AR, AP, and inventory — and all three must operate with discipline.
We identify the biggest drivers of working capital strain and implement systems that:
Reduce excess inventory
Improve collections
Smooth vendor payments
Increase cash conversion
Outcome: restored stability and improved financial flexibility.